The ‘90 for 10’ rule.
Whenever you want to purchase something of significance, I would recommend researching to see if you can spend only 10% of the total purchase cost, for 90% of the experience.
Even if the option is available to you, it may not be right, but it will provide you with some food for thought and a bit more perspective.
The experiences may be similar or completely different, but the question remains the same - can they provide you with a similar experience or level of happiness? You might just be surprised with what you learn about yourself.
Over to you.